As we continue to monitor the spread of COVID-19 (coronavirus), the health and safety of our policy holders and staff is our top priority. Based on recommendations from the CDC (Center for Disease Control) as well as the recommendations from the New York State Governor,  SEFCU Insurance Agency has made the decision to temporarily close our offices located at 469 State Street, 3rdFloor, Schenectady and 297 Main Street, Schoharie beginning Friday, March 20th until further notice. 

This temporary closure affects SEFCU Insurance Agency offices ONLY. 

During this time of uncertainty, you can rest assured knowing that SEFCU Insurance Agency will continue to meet the needs of our customers. Agents are available by phone as well as email to service your policies, offer quotes, and answer any of your questions. We will not be staffing our offices or accepting premium payments in person.

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A Long-Term Care Story

Jun 9th, 2017

Deciding whether to invest in long-term care insurance can feel like a difficult and confusing process. Truth be told, long-term care insurance is not only less complicated than you might think, it is far more important than you might imagine. Read James' story to learn about his experience with a long-term care claim and what it was like to work with our Certified Long-Term Care Specialist, Sheila Cervera.

"Several years ago my wife and I attended one of Sheila’s presentations on long-term care insurance. I had been a bit skeptical about the product but, after having Sheila’s analysis and discussing our situation with her one on one, we enthusiastically purchased a policy.

Several years later, my wife was diagnosed with Alzheimer’s and is now in a local skilled nursing facility as that terrible disease has progressed. We have received almost $200,000 to date from the company and have about another year of benefits forthcoming. Together with her social security, I am out of pocket only about $1,500 monthly toward her bill. I am extremely grateful for Sheila’s knowledge and guidance in the matter of long-term care insurance and I appreciate that she has kept in touch with us all this time."

- James S. 

Why should you meet with Sheila?

  • Learn from a certified expert with more than 20 years of experience who specializes in asset protection and wealth management strategies.
  • Sheila is available at no cost to assist you with your planning process.
  • As a non-commissioned agent, Sheila's focus is on what's best for you.
  • Build a lasting relationship with someone who cares.
  • Sheila can help you to understand critical planning factors such as tax advantages, long-term care costs, how to protect your assets, and more.

Click the link below to request an appointment or call 888-250-6689 x2026.

Request Appointment

For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).