As we continue to monitor the spread of COVID-19 (coronavirus), the health and safety of our policy holders and staff is our top priority. Based on recommendations from the CDC (Center for Disease Control) as well as the recommendations from the New York State Governor,  SEFCU Insurance Agency has made the decision to temporarily close our offices located at 469 State Street, 3rdFloor, Schenectady and 297 Main Street, Schoharie beginning Friday, March 20th until further notice. 

This temporary closure affects SEFCU Insurance Agency offices ONLY. 

During this time of uncertainty, you can rest assured knowing that SEFCU Insurance Agency will continue to meet the needs of our customers. Agents are available by phone as well as email to service your policies, offer quotes, and answer any of your questions. We will not be staffing our offices or accepting premium payments in person.

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Ways to save money on your auto insurance

May 17th, 2017

Shopping for insurance can be time consuming and confusing, but it doesn’t have to be expensive. Our experienced agents at SEFCU Insurance Agency take the time to get to know you and review all of the discounts available to help save you money. Some of the discounts you may be eligible for include:

Bundling Your Policies
By combining multiple policies with one insurance carrier you may be eligible for a discounted premium.

Owning a Home
Many of our carriers offer auto insurance discounts if you are a homeowner. You are not required to have your home insured through the same carrier to receive this discount.

Vehicle Equipment 
Discounts can be applied to portions of your premium if your vehicle includes specific equipment such as an anti-lock brake system or an anti-theft system.

Good Student Discount
Some of our carriers offer a discount to students attending high school or college full-time. The student must usually be under 25 years old and must maintain at least a B average.

Pay in Full
By paying for a new auto policy in full you could receive a discount in your premium. While this is a larger cost up front, it can add up to hundreds of dollars in savings over a policy period. 

Defensive Driving Course
You could receive a 10% premium reduction on your auto insurance by completing our defensive driving course. This would apply to one vehicle per person for the liability, no-fault, and collision coverage for that one vehicle only. To register for our online course visit

Call us today at 888-250-6689 to review your current insurance policies. Switching is easy and you never know how much you could save!


For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).