As we continue to monitor the spread of COVID-19 (coronavirus), the health and safety of our policy holders and staff is our top priority. Based on recommendations from the CDC (Center for Disease Control) as well as the recommendations from the New York State Governor,  SEFCU Insurance Agency has made the decision to temporarily close our offices located at 469 State Street, 3rdFloor, Schenectady and 297 Main Street, Schoharie beginning Friday, March 20th until further notice. 

This temporary closure affects SEFCU Insurance Agency offices ONLY. 

During this time of uncertainty, you can rest assured knowing that SEFCU Insurance Agency will continue to meet the needs of our customers. Agents are available by phone as well as email to service your policies, offer quotes, and answer any of your questions. We will not be staffing our offices or accepting premium payments in person.

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Get under the SIA umbrella for extra protection

Jan 17th, 2017

Protecting your family and your assets is always a top priority which is why people buy insurance, but what if your auto or homeowners insurance isn’t enough? That’s where umbrella insurance can kick in to keep you completely covered. Umbrella insurance is a type of liability insurance that pays above the liability limits of your current policies. Consider it as an extra, affordable layer of protection for you and your family. Not only does this policy provide you with greater coverage, but it can save you a substantial amount of money if the unexpected does happen.

Many people assume their current insurance limits will cover every situation but that’s not always the case. A costly accident can happen to anyone. For instance, you’re involved in a car accident that severely injures another driver. If you’re found at fault for the accident, you could be left with thousands or even millions of dollars in medical bills.

An umbrella policy would cover these medical bills beyond the limits of your auto insurance. An umbrella policy can also protect you from property damage liability claims and it can cover legal fees as a result of a lawsuit.

When purchasing umbrella insurance, it’s important to secure your assets at a cost that works best for you. Our licensed, non-commissioned agents at SEFCU Insurance Agency can help you secure the best insurance coverage at price that fits your budget and the needs of your family. Contact our team today at 888-250-6689 to review your current coverage or to obtain a free, no-obligation quote!

For more information or to obtain a free, no-obligation quote please call our team at 518-786-9905 or 888-250-6689 (toll free).